|
 |
|
|
 Western Dakota Bank
Western Dakota Bank
| RSSD ID 128258 | CERTIFICATE 492 | ABA NUMBER 91404000 |
| 803 Main Street |
Quarter Ended : |
2025-12-31 |
| Timber Lake, South Dakota, 57656 |
Updated : |
2026-01-23 |
| www.westerndakotabank.com |
|
| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
5 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 85,877 |
|
Total Interest Income | 3,769 |
| Total Liabilities | 78,083 |
|
Total NonInterest Income | 246 |
| Total Bank Equity Capital | 7,794 |
|
Total Interest Expense | 1,270 |
| Total Deposits | 77,717 |
|
Total NonInterest Expense | 1,553 |
| Net Loans & Leases | 25,479 |
|
Net Income | 1,118 |
| Loan Loss Allowance | 393 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 26,958 |
| Total assets for the leverage ratio | 84,152 |
|
Loans secured by real estate: | 9,798 |
| Tier 1 Leverage Ratio | 9.32 |
|
Commercial and industrial loans | 2,945 |
| Off Balance Sheet Exposures (%) | 1.15 |
|
Loans to individuals - Credit Cards | 111 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 813 |
|
|
|
|
:· Western Dakota Bank
