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 Western Dakota Bank
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Western Dakota Bank
| RSSD ID 128258 | CERTIFICATE 492 | ABA NUMBER 91404000 |
| 803 Main Street |
Quarter Ended : |
2026-06-30 |
| Timber Lake, South Dakota, 57656 |
Updated : |
2026-07-27 |
| www.westerndakotabank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 85,563 |
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Total Interest Income | 1,940 |
| Total Liabilities | 77,673 |
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Total NonInterest Income | 117 |
| Total Bank Equity Capital | 7,890 |
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Total Interest Expense | 653 |
| Total Deposits | 77,319 |
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Total NonInterest Expense | 875 |
| Net Loans & Leases | 27,632 |
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Net Income | 480 |
| Loan Loss Allowance | 416 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 26,188 |
| Total assets for the leverage ratio | 86,263 |
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Loans secured by real estate: | 9,812 |
| Tier 1 Leverage Ratio | 9.2 |
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Commercial and industrial loans | 2,444 |
| Off Balance Sheet Exposures (%) | 0.93 |
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Loans to individuals - Credit Cards | 118 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 880 |
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:· Western Dakota Bank
