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Horizon Bank
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Horizon Bank
| RSSD ID 130541 | CERTIFICATE 4360 | ABA NUMBER 71201320 |
| 515 Franklin St |
Quarter Ended : |
2026-06-30 |
| Michigan City, Indiana, 46360 |
Updated : |
2026-07-30 |
| www.horizonbank.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
79 |
Number of Employees : |
869 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,548,335 |
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Total Interest Income | 175,158 |
| Total Liabilities | 5,744,490 |
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Total NonInterest Income | 23,185 |
| Total Bank Equity Capital | 803,845 |
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Total Interest Expense | 43,732 |
| Total Deposits | 5,478,939 |
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Total NonInterest Expense | 82,775 |
| Net Loans & Leases | 4,907,199 |
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Net Income | 56,936 |
| Loan Loss Allowance | 51,921 |
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Net Charge Offs | 1,231 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 720,864 |
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Total loans | 4,924,431 |
| Total assets for the leverage ratio | 6,343,798 |
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Loans secured by real estate: | 3,760,091 |
| Tier 1 Leverage Ratio | 10.52 |
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Commercial and industrial loans | 600,583 |
| Tier 1 Capital Ratio | 12.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.6 |
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Loans to individuals - Other | 88,491 |
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