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 First Central Bank
First Central Bank
| RSSD ID 134156 | CERTIFICATE 10637 | ABA NUMBER 104102587 |
| 623 Patterson St |
Quarter Ended : |
2025-03-31 |
| Cambridge, Nebraska, 69022 |
Updated : |
2025-04-29 |
| www.firstcentral.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 140,747 |
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Total Interest Income | 1,980 |
| Total Liabilities | 125,636 |
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Total NonInterest Income | 168 |
| Total Bank Equity Capital | 15,111 |
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Total Interest Expense | 689 |
| Total Deposits | 119,288 |
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Total NonInterest Expense | 1,280 |
| Net Loans & Leases | 104,870 |
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Net Income | 152 |
| Loan Loss Allowance | 994 |
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Net Charge Offs | 871 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,201 |
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Total loans | 106,622 |
| Total assets for the leverage ratio | 133,557 |
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Loans secured by real estate: | 49,374 |
| Tier 1 Leverage Ratio | 11.36 |
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Commercial and industrial loans | 23,620 |
| Tier 1 Capital Ratio | 12.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.21 |
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Loans to individuals - Other | 4,096 |
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:· First Central Bank
