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 First Central Bank
First Central Bank
| RSSD ID 134156 | CERTIFICATE 10637 | ABA NUMBER 104102587 |
| 623 Patterson St |
Quarter Ended : |
2025-09-30 |
| Cambridge, Nebraska, 69022 |
Updated : |
2025-10-29 |
| www.firstcentral.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 141,809 |
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Total Interest Income | 6,458 |
| Total Liabilities | 126,471 |
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Total NonInterest Income | 485 |
| Total Bank Equity Capital | 15,338 |
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Total Interest Expense | 2,185 |
| Total Deposits | 118,316 |
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Total NonInterest Expense | 3,282 |
| Net Loans & Leases | 108,140 |
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Net Income | 676 |
| Loan Loss Allowance | 1,470 |
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Net Charge Offs | 1,026 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,849 |
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Total loans | 106,978 |
| Total assets for the leverage ratio | 139,891 |
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Loans secured by real estate: | 51,485 |
| Tier 1 Leverage Ratio | 10.97 |
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Commercial and industrial loans | 20,315 |
| Tier 1 Capital Ratio | 12.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.34 |
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Loans to individuals - Other | 4,207 |
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:· First Central Bank
