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Peoples Savings Bank
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Peoples Savings Bank
| RSSD ID 136048 | CERTIFICATE 14868 | ABA NUMBER 73920531 |
| 414 N Adams St |
Quarter Ended : |
2026-03-31 |
| Wellsburg, Iowa, 50680 |
Updated : |
2026-04-28 |
| www.bankpsb.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
28 |
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| Related Company Filings |
Regulator |
PSB CORP |
FED |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 183,581 |
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Total Interest Income | 2,638 |
| Total Liabilities | 167,359 |
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Total NonInterest Income | 349 |
| Total Bank Equity Capital | 16,222 |
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Total Interest Expense | 1,197 |
| Total Deposits | 145,897 |
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Total NonInterest Expense | 1,300 |
| Net Loans & Leases | 137,777 |
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Net Income | 383 |
| Loan Loss Allowance | 1,450 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 139,585 |
| Total assets for the leverage ratio | 190,449 |
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Loans secured by real estate: | 76,687 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 23,190 |
| Off Balance Sheet Exposures (%) | 9.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,003 |
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