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Machias Savings Bank
Machias Savings Bank
| RSSD ID 137205 | CERTIFICATE 19531 | ABA NUMBER 211274531 |
| 4 Center St |
Quarter Ended : |
2025-09-30 |
| Machias, Maine, 4654 |
Updated : |
2025-10-30 |
| www.MachiasSavings.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
323 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,615,938 |
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Total Interest Income | 104,023 |
| Total Liabilities | 2,331,529 |
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Total NonInterest Income | 10,662 |
| Total Bank Equity Capital | 284,409 |
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Total Interest Expense | 42,735 |
| Total Deposits | 2,288,445 |
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Total NonInterest Expense | 51,391 |
| Net Loans & Leases | 2,197,130 |
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Net Income | 16,595 |
| Loan Loss Allowance | 20,345 |
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Net Charge Offs | (440) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 327,361 |
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Total loans | 2,213,532 |
| Total assets for the leverage ratio | 2,636,924 |
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Loans secured by real estate: | 1,815,822 |
| Tier 1 Leverage Ratio | 11.6 |
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Commercial and industrial loans | 268,797 |
| Tier 1 Capital Ratio | 13.39 |
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Loans to individuals - Credit Cards | 539 |
| Total Capital Ratio | 14.34 |
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Loans to individuals - Other | 5,895 |
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