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 The FNB Community Bank
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The FNB Community Bank
| RSSD ID 137447 | CERTIFICATE 3840 | ABA NUMBER 81205112 |
| 432 W Gallatin St |
Quarter Ended : |
2026-03-31 |
| Vandalia, Illinois, 62471 |
Updated : |
2026-04-29 |
| www.thefnb.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 492,423 |
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Total Interest Income | 5,754 |
| Total Liabilities | 443,447 |
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Total NonInterest Income | 882 |
| Total Bank Equity Capital | 48,976 |
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Total Interest Expense | 1,654 |
| Total Deposits | 433,356 |
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Total NonInterest Expense | 3,089 |
| Net Loans & Leases | 297,390 |
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Net Income | 1,395 |
| Loan Loss Allowance | 3,431 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,094 |
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Total loans | 298,470 |
| Total assets for the leverage ratio | 490,876 |
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Loans secured by real estate: | 228,939 |
| Tier 1 Leverage Ratio | 12.34 |
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Commercial and industrial loans | 27,636 |
| Tier 1 Capital Ratio | 17.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.58 |
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Loans to individuals - Other | 5,400 |
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:· The FNB Community Bank
