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 The FNB Community Bank
The FNB Community Bank
| RSSD ID 137447 | CERTIFICATE 3840 | ABA NUMBER 81205112 |
| 432 W Gallatin St |
Quarter Ended : |
2025-12-31 |
| Vandalia, Illinois, 62471 |
Updated : |
2026-01-29 |
| www.thefnb.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 493,982 |
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Total Interest Income | 21,955 |
| Total Liabilities | 446,001 |
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Total NonInterest Income | 3,354 |
| Total Bank Equity Capital | 47,981 |
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Total Interest Expense | 6,914 |
| Total Deposits | 439,339 |
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Total NonInterest Expense | 11,550 |
| Net Loans & Leases | 293,376 |
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Net Income | 4,695 |
| Loan Loss Allowance | 3,384 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 63,157 |
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Total loans | 279,365 |
| Total assets for the leverage ratio | 492,291 |
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Loans secured by real estate: | 213,155 |
| Tier 1 Leverage Ratio | 12.12 |
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Commercial and industrial loans | 25,494 |
| Tier 1 Capital Ratio | 17.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.48 |
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Loans to individuals - Other | 5,840 |
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:· The FNB Community Bank
