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West Iowa Bank
West Iowa Bank
| RSSD ID 137643 | CERTIFICATE 9105 | ABA NUMBER 73908155 |
| 319 S Broadway Ave |
Quarter Ended : |
2025-12-31 |
| West Bend, Iowa, 50597 |
Updated : |
2026-02-06 |
| www.westiowabank.com |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 169,591 |
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Total Interest Income | 7,868 |
| Total Liabilities | 141,911 |
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Total NonInterest Income | 699 |
| Total Bank Equity Capital | 27,680 |
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Total Interest Expense | 2,393 |
| Total Deposits | 131,638 |
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Total NonInterest Expense | 3,216 |
| Net Loans & Leases | 93,917 |
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Net Income | 2,461 |
| Loan Loss Allowance | 1,165 |
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Net Charge Offs | 80 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 90,615 |
| Total assets for the leverage ratio | 168,575 |
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Loans secured by real estate: | 53,282 |
| Tier 1 Leverage Ratio | 17.04 |
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Commercial and industrial loans | 5,317 |
| Off Balance Sheet Exposures (%) | 0.53 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,129 |
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