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 Liberty Bank Minnesota
Liberty Bank Minnesota
| RSSD ID 1387203 | CERTIFICATE 26891 | ABA NUMBER 291971391 |
| 2842 2nd St S |
Quarter Ended : |
2025-06-30 |
| Saint Cloud, Minnesota, 56301 |
Updated : |
2025-07-22 |
| www.libertybankmn.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 274,882 |
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Total Interest Income | 4,812 |
| Total Liabilities | 250,467 |
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Total NonInterest Income | 1,461 |
| Total Bank Equity Capital | 24,415 |
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Total Interest Expense | 832 |
| Total Deposits | 249,669 |
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Total NonInterest Expense | 4,144 |
| Net Loans & Leases | 138,098 |
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Net Income | 1,297 |
| Loan Loss Allowance | 1,367 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,645 |
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Total loans | 141,042 |
| Total assets for the leverage ratio | 288,619 |
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Loans secured by real estate: | 135,561 |
| Tier 1 Leverage Ratio | 13.24 |
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Commercial and industrial loans | 71 |
| Tier 1 Capital Ratio | 24.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.87 |
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Loans to individuals - Other | 5,400 |
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:· Liberty Bank Minnesota
