|
 |
|
|
 Comenity Bank
|
Comenity Bank
| RSSD ID 1391778 | CERTIFICATE 27499 | ABA NUMBER 31101282 |
| 1 Righter Pkwy |
Quarter Ended : |
2026-06-30 |
| Wilmington, Delaware, 19803 |
Updated : |
2026-07-28 |
| savings.breadfinancial.com |
|
| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Credit-card Specialization |
| Number of Offices : |
1 |
Number of Employees : |
564 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,370,991 |
|
Total Interest Income | 899,481 |
| Total Liabilities | 6,352,537 |
|
Total NonInterest Income | 69,037 |
| Total Bank Equity Capital | 1,018,454 |
|
Total Interest Expense | 141,250 |
| Total Deposits | 4,008,565 |
|
Total NonInterest Expense | 411,947 |
| Net Loans & Leases | 5,592,157 |
|
Net Income | 189,299 |
| Loan Loss Allowance | 730,621 |
|
Net Charge Offs | 206,892 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 1,114,412 |
|
Total loans | 6,343,176 |
| Total assets for the leverage ratio | 7,655,533 |
|
Loans secured by real estate: | 0 |
| Tier 1 Leverage Ratio | 13.38 |
|
Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 15.53 |
|
Loans to individuals - Credit Cards | 6,343,176 |
| Total Capital Ratio | 16.9 |
|
Loans to individuals - Other | 0 |
|
|
|
|
:· Comenity Bank
