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 Metro Bank
Metro Bank
| RSSD ID 1394621 | CERTIFICATE 27510 | ABA NUMBER 62204019 |
| 800 Martin St S |
Quarter Ended : |
2025-09-30 |
| Pell City, Alabama, 35128 |
Updated : |
2025-10-28 |
| www.metrobankpc.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
157 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,149,778 |
|
Total Interest Income | 43,111 |
| Total Liabilities | 987,110 |
|
Total NonInterest Income | 3,782 |
| Total Bank Equity Capital | 162,668 |
|
Total Interest Expense | 12,973 |
| Total Deposits | 979,728 |
|
Total NonInterest Expense | 16,308 |
| Net Loans & Leases | 586,537 |
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Net Income | 13,858 |
| Loan Loss Allowance | 6,702 |
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Net Charge Offs | 973 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 588,355 |
| Total assets for the leverage ratio | 1,150,798 |
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Loans secured by real estate: | 530,109 |
| Tier 1 Leverage Ratio | 14.54 |
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Commercial and industrial loans | 34,666 |
| Off Balance Sheet Exposures (%) | 8.39 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,281 |
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:· Metro Bank
