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American Express National Bank
American Express National Bank
| RSSD ID 1394676 | CERTIFICATE 27471 | ABA NUMBER 124071889 |
| 115 W Towne Ridge Pkwy |
Quarter Ended : |
2025-12-31 |
| Sandy, Utah, 84070 |
Updated : |
2026-01-30 |
| www.americanexpress.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
031 |
Foreign Offices : |
Yes |
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| Specialization : |
Credit-card Specialization |
| Number of Offices : |
1 |
Number of Employees : |
2,477 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 211,275,193 |
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Total Interest Income | 23,605,964 |
| Total Liabilities | 192,264,637 |
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Total NonInterest Income | 30,416,210 |
| Total Bank Equity Capital | 19,010,556 |
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Total Interest Expense | 6,866,876 |
| Domestic Deposits | 167,788,454 |
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Total NonInterest Expense | 32,340,445 |
| Total Deposits | 167,788,454 |
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Net Income | 8,009,173 |
| Net Loans & Leases | 165,259,395 |
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Net Charge Offs | 4,021,156 |
| Loan Loss Allowance | 5,849,602 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 22,728,063 |
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Total loans | 165,185,059 |
| Total assets for the leverage ratio | 212,162,988 |
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Loans secured by real estate: | 0 |
| Leverage ratio | 8.96 |
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Commercial and industrial loans | 44,881,664 |
| Tier 1 Capital Ratio | 10.94 |
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Loans to individuals - Credit Cards | 108,035,175 |
| Total Capital Ratio | 13.08 |
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Loans to individuals - Other | 7,974,747 |
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