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The Berkshire Bank
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The Berkshire Bank
| RSSD ID 1396764 | CERTIFICATE 27503 | ABA NUMBER 26011921 |
| 4 E 39th St |
Quarter Ended : |
2026-06-30 |
| New York, New York, 10016 |
Updated : |
2026-07-29 |
| www.berkbank.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 529,978 |
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Total Interest Income | 11,417 |
| Total Liabilities | 402,457 |
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Total NonInterest Income | 67 |
| Total Bank Equity Capital | 127,521 |
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Total Interest Expense | 1,997 |
| Total Deposits | 397,509 |
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Total NonInterest Expense | 7,312 |
| Net Loans & Leases | 134,818 |
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Net Income | 1,433 |
| Loan Loss Allowance | 9,678 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 132,317 |
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Total loans | 151,642 |
| Total assets for the leverage ratio | 540,075 |
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Loans secured by real estate: | 151,017 |
| Tier 1 Leverage Ratio | 24.16 |
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Commercial and industrial loans | 590 |
| Tier 1 Capital Ratio | 93.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 95 |
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Loans to individuals - Other | 112 |
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