|
 |
|
|
 North Alabama Bank
North Alabama Bank
| RSSD ID 1402384 | CERTIFICATE 27560 | ABA NUMBER 62204022 |
| 13914 Highway 231 431 N |
Quarter Ended : |
2025-09-30 |
| Hazel Green, Alabama, 35750 |
Updated : |
2025-11-03 |
| www.northalabamabank.com |
|
| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
41 |
|
|
|
| Related Company Filings |
Regulator |
 BOLC CORP |
FED |
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,141 |
|
Total Interest Income | 9,080 |
| Total Liabilities | 162,451 |
|
Total NonInterest Income | 657 |
| Total Bank Equity Capital | 18,690 |
|
Total Interest Expense | 2,599 |
| Total Deposits | 158,099 |
|
Total NonInterest Expense | 4,432 |
| Net Loans & Leases | 137,079 |
|
Net Income | 2,006 |
| Loan Loss Allowance | 1,552 |
|
Net Charge Offs | 16 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 139,393 |
| Total assets for the leverage ratio | 179,300 |
|
Loans secured by real estate: | 128,440 |
| Tier 1 Leverage Ratio | 10.44 |
|
Commercial and industrial loans | 5,403 |
| Off Balance Sheet Exposures (%) | 8.64 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,719 |
|
|
|
|
:· North Alabama Bank
