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 Bank of the Lowcountry
Bank of the Lowcountry
| RSSD ID 1404481 | CERTIFICATE 27496 | ABA NUMBER 53202114 |
| 1100 N Jefferies Blvd |
Quarter Ended : |
2025-03-31 |
| Walterboro, South Carolina, 29488 |
Updated : |
2025-05-01 |
| www.banklowcountry.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 369,808 |
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Total Interest Income | 4,928 |
| Total Liabilities | 350,409 |
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Total NonInterest Income | 111 |
| Total Bank Equity Capital | 19,399 |
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Total Interest Expense | 1,773 |
| Total Deposits | 347,074 |
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Total NonInterest Expense | 2,708 |
| Net Loans & Leases | 274,213 |
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Net Income | 439 |
| Loan Loss Allowance | 2,649 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,663 |
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Total loans | 275,351 |
| Total assets for the leverage ratio | 371,382 |
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Loans secured by real estate: | 230,487 |
| Tier 1 Leverage Ratio | 8.26 |
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Commercial and industrial loans | 32,018 |
| Tier 1 Capital Ratio | 10.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.73 |
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Loans to individuals - Other | 10,413 |
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:· Bank of the Lowcountry
