ROMNEY BANKSHARES, INC. Financial Reports

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:· ROMNEY BANKSHARES, INC.

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ROMNEY BANKSHARES, INC.

Institution Profile

Year Opened :

1989

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Yount, Hyde, and Barbour, PC

Related Bank / Thrift	Assets	Asset Concentration
The Bank of Romney	356,819	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	54,920	Total Operating Income	2,250
Total Liabilities	83	Total Operating Expenses	30
Total Equity Capital	54,837	Equity in Undistributed Income	2,529
		Net income (loss)	4,732

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,118
Total Consolidated Assets of Bank Holding Company	353,923

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury