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STEARNS FINANCIAL SERVICES, INC.
STEARNS FINANCIAL SERVICES, INC.
RSSD ID 1427275 |
4191 SECOND STREET SOUTH |
Quarter Ended : |
2025-03-31 |
SAINT CLOUD, MN, 56301 |
Updated : |
2025-06-08 |
WWW.STEARNSBANK.COM |
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Institution Profile |
Year Opened : |
1989 |
Institution Type : |
Holding Company |
Reserve District : |
Minneapolis |
Federal Regulator : |
FED |
Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
Structure : |
Corporation (stock) |
S-Corp : |
Yes |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total assets | 3,252,892 |
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Total interest income | 70,240 |
Total liabilities | 2,768,105 |
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Total noninterest income | 2,717 |
Total holding company equity capital | 479,110 |
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Total interest expense | 23,080 |
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Total noninterest expense | 29,541 |
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Capital Ratios |
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Loans and Leases (USD, in thousands) |
Leverage ratio | 16.5269 |
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Loans secured by real estate (Consolidated) | 1,282,239 |
Tier1 capital ratio | 16.5136 |
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Commercial and industrial loans | 1,563,039 |
Total capital ratio | 17.7814 |
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Total (Consolidated) | 2,945,288 |
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