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STEARNS FINANCIAL SERVICES, INC.
STEARNS FINANCIAL SERVICES, INC.
RSSD ID 1427275
4191 SECOND STREET SOUTH Quarter Ended : 2025-03-31
SAINT CLOUD, MN, 56301 Updated : 2025-06-08
WWW.STEARNSBANK.COM

Institution Profile
Year Opened : 1989 Institution Type : Holding Company
Reserve District : Minneapolis Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : Yes

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets3,252,892
Total interest income70,240
Total liabilities2,768,105
Total noninterest income2,717
Total holding company equity capital479,110
Total interest expense23,080


Total noninterest expense29,541



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio16.5269
Loans secured by real estate (Consolidated)1,282,239
Tier1 capital ratio16.5136
Commercial and industrial loans1,563,039
Total capital ratio17.7814
Total (Consolidated)2,945,288





 

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