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 Exchange Bank & Trust
Exchange Bank & Trust
| RSSD ID 144052 | CERTIFICATE 4619 | ABA NUMBER 101100016 |
| 600 Commercial St |
Quarter Ended : |
2025-12-31 |
| Atchison, Kansas, 66002 |
Updated : |
2026-01-30 |
| WWW.EBT.BANK |
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| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 631,270 |
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Total Interest Income | 32,178 |
| Total Liabilities | 555,326 |
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Total NonInterest Income | 2,545 |
| Total Bank Equity Capital | 75,944 |
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Total Interest Expense | 8,490 |
| Total Deposits | 543,483 |
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Total NonInterest Expense | 14,048 |
| Net Loans & Leases | 372,617 |
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Net Income | 9,468 |
| Loan Loss Allowance | 5,275 |
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Net Charge Offs | 106 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 374,212 |
| Total assets for the leverage ratio | 616,725 |
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Loans secured by real estate: | 244,476 |
| Tier 1 Leverage Ratio | 12.64 |
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Commercial and industrial loans | 34,255 |
| Off Balance Sheet Exposures (%) | 0.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 67,727 |
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:· Exchange Bank & Trust
