|
 |
|
|
 First Federal Savings and Loan Association of Lorain
|
First Federal Savings and Loan Association of Lorain
| RSSD ID 144678 | CERTIFICATE 29838 | ABA NUMBER 241271342 |
| 3721 Oberlin Ave |
Quarter Ended : |
2026-03-31 |
| Lorain, Ohio, 44053 |
Updated : |
2026-04-24 |
| www.fflorain.bank |
|
| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
78 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 567,257 |
|
Total Interest Income | 5,920 |
| Total Liabilities | 514,116 |
|
Total NonInterest Income | 517 |
| Total Bank Equity Capital | 53,141 |
|
Total Interest Expense | 2,926 |
| Total Deposits | 500,238 |
|
Total NonInterest Expense | 3,367 |
| Net Loans & Leases | 455,158 |
|
Net Income | 120 |
| Loan Loss Allowance | 1,854 |
|
Net Charge Offs | (39) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 61,658 |
|
Total loans | 445,912 |
| Total assets for the leverage ratio | 572,767 |
|
Loans secured by real estate: | 444,074 |
| Tier 1 Leverage Ratio | 10.43 |
|
Commercial and industrial loans | 69 |
| Tier 1 Capital Ratio | 20.1 |
|
Loans to individuals - Credit Cards | 408 |
| Total Capital Ratio | 20.74 |
|
Loans to individuals - Other | 37 |
|
|
|
|
:· First Federal Savings and Loan Association of Lorain
