|
 |
|
|
 First Federal Savings and Loan Association of Lorain
First Federal Savings and Loan Association of Lorain
| RSSD ID 144678 | CERTIFICATE 29838 | ABA NUMBER 241271342 |
| 3721 Oberlin Ave |
Quarter Ended : |
2025-09-30 |
| Lorain, Ohio, 44053 |
Updated : |
2025-10-28 |
| www.fflorain.bank |
|
| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
71 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 562,896 |
|
Total Interest Income | 15,221 |
| Total Liabilities | 510,603 |
|
Total NonInterest Income | 1,683 |
| Total Bank Equity Capital | 52,293 |
|
Total Interest Expense | 8,216 |
| Total Deposits | 486,633 |
|
Total NonInterest Expense | 9,421 |
| Net Loans & Leases | 431,850 |
|
Net Income | (454) |
| Loan Loss Allowance | 1,740 |
|
Net Charge Offs | (155) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 61,331 |
|
Total loans | 417,228 |
| Total assets for the leverage ratio | 551,477 |
|
Loans secured by real estate: | 421,919 |
| Tier 1 Leverage Ratio | 10.8 |
|
Commercial and industrial loans | 72 |
| Tier 1 Capital Ratio | 20.67 |
|
Loans to individuals - Credit Cards | 422 |
| Total Capital Ratio | 21.29 |
|
Loans to individuals - Other | 151 |
|
|
|
|
:· First Federal Savings and Loan Association of Lorain
