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 First State Bank and Trust
First State Bank and Trust
| RSSD ID 144856 | CERTIFICATE 10159 | ABA NUMBER 91911551 |
| 950 Highway 95 N |
Quarter Ended : |
2025-06-30 |
| Bayport, Minnesota, 55003 |
Updated : |
2025-07-28 |
| https://www.fsbt.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 416,611 |
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Total Interest Income | 10,458 |
| Total Liabilities | 381,063 |
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Total NonInterest Income | 4,474 |
| Total Bank Equity Capital | 35,548 |
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Total Interest Expense | 3,293 |
| Total Deposits | 363,189 |
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Total NonInterest Expense | 7,795 |
| Net Loans & Leases | 310,342 |
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Net Income | 3,374 |
| Loan Loss Allowance | 3,749 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 41,880 |
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Total loans | 307,460 |
| Total assets for the leverage ratio | 416,675 |
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Loans secured by real estate: | 259,758 |
| Tier 1 Leverage Ratio | 9.19 |
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Commercial and industrial loans | 27,106 |
| Tier 1 Capital Ratio | 13.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.65 |
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Loans to individuals - Other | 8,606 |
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:· First State Bank and Trust
