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 The Fountain Trust Company
The Fountain Trust Company
| RSSD ID 145844 | CERTIFICATE 5768 | ABA NUMBER 74904860 |
| 615 3rd St |
Quarter Ended : |
2025-09-30 |
| Covington, Indiana, 47932 |
Updated : |
2025-10-30 |
| www.fountaintrust.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
16 |
Number of Employees : |
132 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 673,445 |
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Total Interest Income | 24,546 |
| Total Liabilities | 607,403 |
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Total NonInterest Income | 3,444 |
| Total Bank Equity Capital | 66,042 |
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Total Interest Expense | 6,298 |
| Total Deposits | 603,631 |
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Total NonInterest Expense | 13,148 |
| Net Loans & Leases | 354,919 |
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Net Income | 6,765 |
| Loan Loss Allowance | 5,749 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,317 |
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Total loans | 360,137 |
| Total assets for the leverage ratio | 678,698 |
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Loans secured by real estate: | 293,954 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 33,090 |
| Tier 1 Capital Ratio | 18.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.59 |
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Loans to individuals - Other | 4,126 |
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:· The Fountain Trust Company
