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 The Fountain Trust Company
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The Fountain Trust Company
| RSSD ID 145844 | CERTIFICATE 5768 | ABA NUMBER 74904860 |
| 615 3rd St |
Quarter Ended : |
2026-03-31 |
| Covington, Indiana, 47932 |
Updated : |
2026-04-28 |
| www.fountaintrust.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
20 |
Number of Employees : |
149 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 854,676 |
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Total Interest Income | 8,700 |
| Total Liabilities | 760,626 |
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Total NonInterest Income | 1,241 |
| Total Bank Equity Capital | 94,050 |
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Total Interest Expense | 1,948 |
| Total Deposits | 757,324 |
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Total NonInterest Expense | 5,534 |
| Net Loans & Leases | 500,626 |
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Net Income | 2,075 |
| Loan Loss Allowance | 7,785 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 87,797 |
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Total loans | 511,117 |
| Total assets for the leverage ratio | 828,697 |
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Loans secured by real estate: | 398,783 |
| Tier 1 Leverage Ratio | 9.81 |
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Commercial and industrial loans | 48,353 |
| Tier 1 Capital Ratio | 15.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.94 |
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Loans to individuals - Other | 4,069 |
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:· The Fountain Trust Company
