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 The Fountain Trust Company
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The Fountain Trust Company
| RSSD ID 145844 | CERTIFICATE 5768 | ABA NUMBER 74904860 |
| 615 3rd St |
Quarter Ended : |
2026-06-30 |
| Covington, Indiana, 47932 |
Updated : |
2026-07-30 |
| www.fountaintrust.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
20 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 844,615 |
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Total Interest Income | 19,634 |
| Total Liabilities | 748,642 |
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Total NonInterest Income | 2,687 |
| Total Bank Equity Capital | 95,973 |
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Total Interest Expense | 4,134 |
| Total Deposits | 744,135 |
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Total NonInterest Expense | 12,922 |
| Net Loans & Leases | 513,608 |
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Net Income | 4,121 |
| Loan Loss Allowance | 7,785 |
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Net Charge Offs | 205 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,154 |
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Total loans | 514,882 |
| Total assets for the leverage ratio | 834,833 |
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Loans secured by real estate: | 401,319 |
| Tier 1 Leverage Ratio | 9.99 |
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Commercial and industrial loans | 50,429 |
| Tier 1 Capital Ratio | 15.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.75 |
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Loans to individuals - Other | 5,957 |
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:· The Fountain Trust Company
