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 Gulf Coast Bank and Trust Company
Gulf Coast Bank and Trust Company
| RSSD ID 1458608 | CERTIFICATE 32974 | ABA NUMBER 265070435 |
| 200 Saint Charles Ave |
Quarter Ended : |
2025-12-31 |
| New Orleans, Louisiana, 70130 |
Updated : |
2026-01-29 |
| www.gulfbank.com |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
38 |
Number of Employees : |
953 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,630,639 |
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Total Interest Income | 312,837 |
| Total Liabilities | 3,319,681 |
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Total NonInterest Income | 49,387 |
| Total Bank Equity Capital | 310,958 |
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Total Interest Expense | 76,846 |
| Total Deposits | 3,151,890 |
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Total NonInterest Expense | 212,225 |
| Net Loans & Leases | 2,514,998 |
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Net Income | 40,176 |
| Loan Loss Allowance | 47,029 |
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Net Charge Offs | 21,426 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 354,665 |
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Total loans | 2,316,082 |
| Total assets for the leverage ratio | 3,570,054 |
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Loans secured by real estate: | 1,373,298 |
| Tier 1 Leverage Ratio | 9 |
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Commercial and industrial loans | 900,366 |
| Tier 1 Capital Ratio | 12.16 |
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Loans to individuals - Credit Cards | 3,840 |
| Total Capital Ratio | 13.41 |
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Loans to individuals - Other | 38,578 |
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:· Gulf Coast Bank and Trust Company
