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Gulf Coast Bank and Trust Company
Gulf Coast Bank and Trust Company
| RSSD ID 1458608 | CERTIFICATE 32974 | ABA NUMBER 265070435 |
| 200 Saint Charles Ave |
Quarter Ended : |
2025-09-30 |
| New Orleans, Louisiana, 70130 |
Updated : |
2025-11-03 |
| www.gulfbank.com |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
38 |
Number of Employees : |
936 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,505,526 |
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Total Interest Income | 233,387 |
| Total Liabilities | 3,203,085 |
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Total NonInterest Income | 37,968 |
| Total Bank Equity Capital | 302,441 |
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Total Interest Expense | 58,194 |
| Total Deposits | 3,047,663 |
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Total NonInterest Expense | 156,562 |
| Net Loans & Leases | 2,484,522 |
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Net Income | 31,827 |
| Loan Loss Allowance | 52,085 |
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Net Charge Offs | 11,196 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 345,345 |
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Total loans | 2,246,361 |
| Total assets for the leverage ratio | 3,531,535 |
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Loans secured by real estate: | 1,313,673 |
| Tier 1 Leverage Ratio | 8.84 |
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Commercial and industrial loans | 880,551 |
| Tier 1 Capital Ratio | 11.82 |
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Loans to individuals - Credit Cards | 3,762 |
| Total Capital Ratio | 13.08 |
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Loans to individuals - Other | 48,375 |
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