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Bank47
Bank47
| RSSD ID 1474309 | CERTIFICATE 32968 | ABA NUMBER 62104070 |
| 415a Church St Nw |
Quarter Ended : |
2025-09-30 |
| Huntsville, Alabama, 35801 |
Updated : |
2025-10-15 |
| www.bank-47.com |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 79,710 |
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Total Interest Income | 2,566 |
| Total Liabilities | 70,875 |
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Total NonInterest Income | 342 |
| Total Bank Equity Capital | 8,835 |
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Total Interest Expense | 702 |
| Total Deposits | 69,916 |
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Total NonInterest Expense | 4,814 |
| Net Loans & Leases | 37,178 |
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Net Income | (2,968) |
| Loan Loss Allowance | 1,148 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 13,140 |
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Total loans | 38,782 |
| Total assets for the leverage ratio | 76,353 |
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Loans secured by real estate: | 21,188 |
| Tier 1 Leverage Ratio | 16.43 |
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Commercial and industrial loans | 8,036 |
| Tier 1 Capital Ratio | 26.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.89 |
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Loans to individuals - Other | 8,954 |
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