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 Union State Bank
Union State Bank
| RSSD ID 148340 | CERTIFICATE 14982 | ABA NUMBER 73903150 |
| 611 W Highway 92 |
Quarter Ended : |
2025-12-31 |
| Winterset, Iowa, 50273 |
Updated : |
2026-01-29 |
| www.usbiowa.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 135,733 |
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Total Interest Income | 6,351 |
| Total Liabilities | 125,840 |
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Total NonInterest Income | 630 |
| Total Bank Equity Capital | 9,893 |
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Total Interest Expense | 1,918 |
| Total Deposits | 124,901 |
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Total NonInterest Expense | 3,800 |
| Net Loans & Leases | 85,021 |
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Net Income | 1,222 |
| Loan Loss Allowance | 529 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,412 |
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Total loans | 85,787 |
| Total assets for the leverage ratio | 137,369 |
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Loans secured by real estate: | 73,264 |
| Tier 1 Leverage Ratio | 7.92 |
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Commercial and industrial loans | 6,907 |
| Tier 1 Capital Ratio | 12.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.94 |
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Loans to individuals - Other | 1,508 |
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:· Union State Bank
