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UNIVERSITY BANCORP, INC.
UNIVERSITY BANCORP, INC.
| RSSD ID 1496253 |
| 2015 WASHTENAW AVENUE |
Quarter Ended : |
2025-12-31 |
| ANN ARBOR, MI, 48104 |
Updated : |
2026-03-07 |
| WWW.UNIVERSITY-BANK.COM |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
FORVIS MAZARS |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
University Bank
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1,132,724 |
Mortgage Lending Specialization |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total assets | 1,146,935 |
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Total interest income | 65,618 |
| Total liabilities | 1,008,702 |
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Total noninterest income | 73,023 |
| Total holding company equity capital | 125,303 |
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Total interest expense | 24,829 |
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Total noninterest expense | 102,811 |
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| Capital Ratios |
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Loans and Leases (USD, in thousands) |
| Leverage ratio | 11.0914 |
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Loans secured by real estate (Consolidated) | 921,645 |
| Tier1 capital ratio | 0 |
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Commercial and industrial loans | 6,579 |
| Total capital ratio | 0 |
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Total (Consolidated) | 990,633 |
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