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 The Richwood Banking Company
The Richwood Banking Company
| RSSD ID 150727 | CERTIFICATE 12978 | ABA NUMBER 44106588 |
| 28 N Franklin St |
Quarter Ended : |
2025-12-31 |
| Richwood, Ohio, 43344 |
Updated : |
2026-01-28 |
| www.richwoodbank.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
198 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,235,216 |
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Total Interest Income | 62,996 |
| Total Liabilities | 1,116,572 |
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Total NonInterest Income | 17,806 |
| Total Bank Equity Capital | 118,644 |
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Total Interest Expense | 17,330 |
| Total Deposits | 1,035,231 |
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Total NonInterest Expense | 35,750 |
| Net Loans & Leases | 848,089 |
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Net Income | 13,523 |
| Loan Loss Allowance | 8,808 |
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Net Charge Offs | (96) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 139,889 |
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Total loans | 850,833 |
| Total assets for the leverage ratio | 1,262,145 |
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Loans secured by real estate: | 796,583 |
| Tier 1 Leverage Ratio | 10.39 |
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Commercial and industrial loans | 50,848 |
| Tier 1 Capital Ratio | 13.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.57 |
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Loans to individuals - Other | 3,401 |
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:· The Richwood Banking Company
