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UNIVERSAL 1 CREDIT UNION
UNIVERSAL 1 CREDIT UNION
| RSSD ID 150893 | CHARTER 64970 |
| 1 River Park Dr |
Quarter Ended : |
2025-12-31 |
| Dayton, OH, 45409-2104 |
Agency Update : |
2026-02-19 |
| http://www.universal1cu.org |
| Institution Profile |
| Chartered : |
1937 |
Institution Type : |
Credit Union |
| Credit Union Type : |
State |
Federal Regulator : |
NCUA |
| Membership Type : |
State chartered natural person credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
38,908 |
Potential Members : |
500,000 |
| Full-time Employees : |
76 |
Part-time Employees : |
0 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 422,175,747 |
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Total Interest Income | 21,207,460 |
| Total Liabilities | 372,655,853 |
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Total NonInterest Income | 9,399,213 |
| Total Shares and Deposits | 368,347,165 |
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Total Interest Expense | 5,014,736 |
| Total Equity | 51,251,260 |
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Total NonInterest Expense | 16,214,113 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 51,251,260 |
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Total Number | 13,163 |
| Net Worth Ratio | 12.14 |
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Total Amount | 212,470,639 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 267 |
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Total Delinquent(60+ Days) Amount | 3,600,599 |
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