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 Dayspring Bank
Dayspring Bank
| RSSD ID 151957 | CERTIFICATE 13622 | ABA NUMBER 104901610 |
| 914 Lake Ave |
Quarter Ended : |
2025-09-30 |
| Gothenburg, Nebraska, 69138 |
Updated : |
2025-10-29 |
| dayspring.bank |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
114 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,145,528 |
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Total Interest Income | 47,506 |
| Total Liabilities | 1,029,283 |
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Total NonInterest Income | 7,843 |
| Total Bank Equity Capital | 116,245 |
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Total Interest Expense | 28,086 |
| Total Deposits | 913,139 |
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Total NonInterest Expense | 16,016 |
| Net Loans & Leases | 784,090 |
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Net Income | 6,478 |
| Loan Loss Allowance | 11,833 |
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Net Charge Offs | 4,009 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 797,713 |
| Total assets for the leverage ratio | 1,170,092 |
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Loans secured by real estate: | 605,019 |
| Tier 1 Leverage Ratio | 10.4 |
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Commercial and industrial loans | 70,565 |
| Off Balance Sheet Exposures (%) | 0.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 4.46 |
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Loans to individuals - Other | 15,012 |
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:· Dayspring Bank
