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 MutualOne Bank
MutualOne Bank
| RSSD ID 154770 | CERTIFICATE 26395 | ABA NUMBER 211371816 |
| 828 Concord St |
Quarter Ended : |
2025-03-31 |
| Framingham, Massachusetts, 1701 |
Updated : |
2025-04-28 |
| www.mutualone.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,245,483 |
|
Total Interest Income | 18,069 |
| Total Liabilities | 991,582 |
|
Total NonInterest Income | 276 |
| Total Bank Equity Capital | 253,901 |
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Total Interest Expense | 7,683 |
| Total Deposits | 894,193 |
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Total NonInterest Expense | 6,638 |
| Net Loans & Leases | 1,073,500 |
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Net Income | (855) |
| Loan Loss Allowance | 26,183 |
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Net Charge Offs | 1,502 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,101,838 |
| Total assets for the leverage ratio | 1,259,075 |
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Loans secured by real estate: | 779,305 |
| Tier 1 Leverage Ratio | 20.66 |
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Commercial and industrial loans | 285,957 |
| Off Balance Sheet Exposures (%) | 13.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 28,018 |
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:· MutualOne Bank
