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 MINNESOTA LAKES BANK
MINNESOTA LAKES BANK
| RSSD ID 157650 | CERTIFICATE 23986 | ABA NUMBER 91905444 |
| 710 Babcock Blvd E |
Quarter Ended : |
2025-06-30 |
| Delano, Minnesota, 55328 |
Updated : |
2025-07-15 |
| www.MNLB.BANK |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 125,218 |
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Total Interest Income | 3,419 |
| Total Liabilities | 110,714 |
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Total NonInterest Income | 560 |
| Total Bank Equity Capital | 14,504 |
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Total Interest Expense | 185 |
| Total Deposits | 107,639 |
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Total NonInterest Expense | 2,563 |
| Net Loans & Leases | 82,157 |
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Net Income | (19) |
| Loan Loss Allowance | 1,885 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,735 |
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Total loans | 82,502 |
| Total assets for the leverage ratio | 122,145 |
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Loans secured by real estate: | 78,379 |
| Tier 1 Leverage Ratio | 10.34 |
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Commercial and industrial loans | 15,763 |
| Tier 1 Capital Ratio | 14.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.61 |
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Loans to individuals - Other | 800 |
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:· MINNESOTA LAKES BANK
