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 Crossroads Bank
Crossroads Bank
| RSSD ID 158741 | CERTIFICATE 21486 | ABA NUMBER 81224122 |
| 2000 S Banker St |
Quarter Ended : |
2025-03-31 |
| Effingham, Illinois, 62401 |
Updated : |
2025-04-29 |
| www.crossroadsbank.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 218,255 |
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Total Interest Income | 2,319 |
| Total Liabilities | 189,273 |
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Total NonInterest Income | 210 |
| Total Bank Equity Capital | 28,982 |
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Total Interest Expense | 880 |
| Total Deposits | 186,358 |
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Total NonInterest Expense | 873 |
| Net Loans & Leases | 135,748 |
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Net Income | 530 |
| Loan Loss Allowance | 1,394 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 138,976 |
| Total assets for the leverage ratio | 219,525 |
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Loans secured by real estate: | 107,047 |
| Tier 1 Leverage Ratio | 16.09 |
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Commercial and industrial loans | 31,168 |
| Off Balance Sheet Exposures (%) | 15.33 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,311 |
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:· Crossroads Bank
