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 North Shore Bank, a Co-operative Bank
North Shore Bank, a Co-operative Bank
| RSSD ID 161273 | CERTIFICATE 26484 | ABA NUMBER 211371298 |
| 248 Andover St |
Quarter Ended : |
2025-09-30 |
| Peabody, Massachusetts, 1960 |
Updated : |
2025-10-30 |
| www.northshore-bank.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
30 |
Number of Employees : |
257 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,978,723 |
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Total Interest Income | 117,599 |
| Total Liabilities | 2,526,740 |
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Total NonInterest Income | 7,451 |
| Total Bank Equity Capital | 451,983 |
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Total Interest Expense | 35,042 |
| Total Deposits | 2,402,150 |
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Total NonInterest Expense | 50,687 |
| Net Loans & Leases | 2,290,096 |
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Net Income | 28,452 |
| Loan Loss Allowance | 11,039 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 339,469 |
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Total loans | 2,309,079 |
| Total assets for the leverage ratio | 2,822,511 |
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Loans secured by real estate: | 2,159,870 |
| Tier 1 Leverage Ratio | 11.66 |
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Commercial and industrial loans | 153,367 |
| Tier 1 Capital Ratio | 15.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.78 |
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Loans to individuals - Other | 1,488 |
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:· North Shore Bank, a Co-operative Bank
