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 The Canandaigua National Bank and Trust Company
The Canandaigua National Bank and Trust Company
| RSSD ID 161602 | CERTIFICATE 6985 | ABA NUMBER 22303659 |
| 72 S Main St |
Quarter Ended : |
2025-03-31 |
| Canandaigua, New York, 14424 |
Updated : |
2025-05-07 |
| www.cnbank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
615 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,147,134 |
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Total Interest Income | 63,771 |
| Total Liabilities | 4,732,219 |
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Total NonInterest Income | 12,528 |
| Total Bank Equity Capital | 414,871 |
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Total Interest Expense | 24,879 |
| Total Deposits | 4,159,178 |
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Total NonInterest Expense | 31,373 |
| Net Loans & Leases | 3,756,580 |
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Net Income | 14,347 |
| Loan Loss Allowance | 37,068 |
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Net Charge Offs | 3,900 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 464,255 |
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Total loans | 3,781,891 |
| Total assets for the leverage ratio | 5,018,099 |
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Loans secured by real estate: | 2,610,477 |
| Tier 1 Leverage Ratio | 8.48 |
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Commercial and industrial loans | 407,666 |
| Tier 1 Capital Ratio | 11.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.52 |
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Loans to individuals - Other | 749,841 |
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:· The Canandaigua National Bank and Trust Company
