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 The North Country Savings Bank
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The North Country Savings Bank
| RSSD ID 166111 | CERTIFICATE 16030 | ABA NUMBER 221371123 |
| 127 Main St |
Quarter Ended : |
2026-03-31 |
| Canton, New York, 13617 |
Updated : |
2026-04-24 |
| northcountrysavings.bank |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 365,957 |
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Total Interest Income | 5,381 |
| Total Liabilities | 316,713 |
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Total NonInterest Income | 734 |
| Total Bank Equity Capital | 49,244 |
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Total Interest Expense | 1,201 |
| Total Deposits | 291,945 |
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Total NonInterest Expense | 3,405 |
| Net Loans & Leases | 310,562 |
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Net Income | 1,115 |
| Loan Loss Allowance | 1,371 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 53,493 |
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Total loans | 310,112 |
| Total assets for the leverage ratio | 362,916 |
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Loans secured by real estate: | 304,089 |
| Tier 1 Leverage Ratio | 14.36 |
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Commercial and industrial loans | 350 |
| Tier 1 Capital Ratio | 23.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.16 |
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Loans to individuals - Other | 5,673 |
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:· The North Country Savings Bank
