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 The North Country Savings Bank
The North Country Savings Bank
| RSSD ID 166111 | CERTIFICATE 16030 | ABA NUMBER 221371123 |
| 127 Main St |
Quarter Ended : |
2025-09-30 |
| Canton, New York, 13617 |
Updated : |
2025-10-23 |
| northcountrysavings.bank |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 353,092 |
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Total Interest Income | 15,466 |
| Total Liabilities | 307,032 |
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Total NonInterest Income | 2,143 |
| Total Bank Equity Capital | 46,060 |
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Total Interest Expense | 3,642 |
| Total Deposits | 281,189 |
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Total NonInterest Expense | 9,754 |
| Net Loans & Leases | 303,306 |
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Net Income | 3,165 |
| Loan Loss Allowance | 1,276 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 51,503 |
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Total loans | 300,542 |
| Total assets for the leverage ratio | 349,354 |
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Loans secured by real estate: | 294,366 |
| Tier 1 Leverage Ratio | 14.38 |
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Commercial and industrial loans | 257 |
| Tier 1 Capital Ratio | 22.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.58 |
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Loans to individuals - Other | 5,919 |
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:· The North Country Savings Bank
