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 First Exchange Bank
First Exchange Bank
| RSSD ID 170332 | CERTIFICATE 13020 | ABA NUMBER 51501354 |
| 1 Heritage Way |
Quarter Ended : |
2025-09-30 |
| White Hall, West Virginia, 26554 |
Updated : |
2025-10-28 |
| www.firstexchangebank.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 376,612 |
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Total Interest Income | 14,655 |
| Total Liabilities | 346,674 |
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Total NonInterest Income | 1,483 |
| Total Bank Equity Capital | 29,938 |
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Total Interest Expense | 5,654 |
| Total Deposits | 340,873 |
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Total NonInterest Expense | 8,128 |
| Net Loans & Leases | 286,628 |
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Net Income | 1,311 |
| Loan Loss Allowance | 4,732 |
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Net Charge Offs | 311 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,342 |
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Total loans | 293,015 |
| Total assets for the leverage ratio | 375,676 |
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Loans secured by real estate: | 259,847 |
| Tier 1 Leverage Ratio | 9.08 |
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Commercial and industrial loans | 19,562 |
| Tier 1 Capital Ratio | 13.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.58 |
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Loans to individuals - Other | 13,250 |
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:· First Exchange Bank
