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 First Merchants Bank
First Merchants Bank
| RSSD ID 17147 | CERTIFICATE 4365 | ABA NUMBER 74900657 |
| 200 E Jackson St |
Quarter Ended : |
2025-12-31 |
| Muncie, Indiana, 47305 |
Updated : |
2026-01-30 |
| www.firstmerchants.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
120 |
Number of Employees : |
1,991 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 19,011,326 |
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Total Interest Income | 924,792 |
| Total Liabilities | 16,542,290 |
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Total NonInterest Income | 124,169 |
| Total Bank Equity Capital | 2,469,036 |
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Total Interest Expense | 385,239 |
| Total Deposits | 15,336,558 |
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Total NonInterest Expense | 370,887 |
| Net Loans & Leases | 13,596,110 |
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Net Income | 235,942 |
| Loan Loss Allowance | 195,597 |
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Net Charge Offs | 18,410 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,074,790 |
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Total loans | 13,717,822 |
| Total assets for the leverage ratio | 18,442,484 |
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Loans secured by real estate: | 7,509,319 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 4,799,498 |
| Tier 1 Capital Ratio | 11.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.11 |
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Loans to individuals - Other | 151,336 |
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:· First Merchants Bank
