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 First Merchants Bank
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First Merchants Bank
| RSSD ID 17147 | CERTIFICATE 4365 | ABA NUMBER 74900657 |
| 200 E Jackson St |
Quarter Ended : |
2026-03-31 |
| Muncie, Indiana, 47305 |
Updated : |
2026-04-30 |
| www.firstmerchants.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
137 |
Number of Employees : |
2,258 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 21,048,883 |
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Total Interest Income | 248,568 |
| Total Liabilities | 18,337,083 |
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Total NonInterest Income | 2,363 |
| Total Bank Equity Capital | 2,711,800 |
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Total Interest Expense | 96,187 |
| Total Deposits | 16,514,770 |
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Total NonInterest Expense | 116,320 |
| Net Loans & Leases | 15,049,369 |
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Net Income | 33,279 |
| Loan Loss Allowance | 212,520 |
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Net Charge Offs | 10,256 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,263,139 |
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Total loans | 14,995,685 |
| Total assets for the leverage ratio | 19,695,335 |
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Loans secured by real estate: | 7,883,713 |
| Tier 1 Leverage Ratio | 10.37 |
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Commercial and industrial loans | 4,752,501 |
| Tier 1 Capital Ratio | 11.58 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.83 |
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Loans to individuals - Other | 152,192 |
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:· First Merchants Bank
