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 NORTH CENTRAL AREA CREDIT UNION
NORTH CENTRAL AREA CREDIT UNION
| RSSD ID 172792 | CHARTER 61953 |
| PO Box 817 |
Quarter Ended : |
2025-12-31 |
| Houghton Lake, MI, 48629 |
Agency Update : |
2026-01-15 |
| http://www.ncacu.org |
| Institution Profile |
| Chartered : |
1956 |
Institution Type : |
Credit Union |
| Credit Union Type : |
State |
Federal Regulator : |
NCUA |
| Membership Type : |
State chartered natural person credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
20,029 |
Potential Members : |
10,140,459 |
| Full-time Employees : |
61 |
Part-time Employees : |
6 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 260,763,763 |
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Total Interest Income | 14,701,645 |
| Total Liabilities | 234,292,003 |
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Total NonInterest Income | 4,732,629 |
| Total Shares and Deposits | 232,577,544 |
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Total Interest Expense | 3,503,453 |
| Total Equity | 29,530,416 |
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Total NonInterest Expense | 11,376,283 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 29,326,810 |
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Total Number | 14,627 |
| Net Worth Ratio | 11.25 |
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Total Amount | 185,998,003 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 86 |
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Total Delinquent(60+ Days) Amount | 2,937,573 |
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:· NORTH CENTRAL AREA CREDIT UNION
