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NORTH CENTRAL AREA CREDIT UNION
NORTH CENTRAL AREA CREDIT UNION
| RSSD ID 172792 | CHARTER 61953 |
| PO Box 817 |
Quarter Ended : |
2025-06-30 |
| Houghton Lake, MI, 48629 |
Agency Update : |
2025-07-15 |
| http://www.ncacu.org |
| Institution Profile |
| Chartered : |
1956 |
Institution Type : |
Credit Union |
| Credit Union Type : |
State |
Federal Regulator : |
NCUA |
| Membership Type : |
State chartered natural person credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
19,423 |
Potential Members : |
10,140,459 |
| Full-time Employees : |
61 |
Part-time Employees : |
5 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 254,830,063 |
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Total Interest Income | 7,168,946 |
| Total Liabilities | 231,066,442 |
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Total NonInterest Income | 2,168,920 |
| Total Shares and Deposits | 227,900,816 |
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Total Interest Expense | 1,722,185 |
| Total Equity | 27,528,534 |
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Total NonInterest Expense | 5,250,212 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 27,625,446 |
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Total Number | 14,106 |
| Net Worth Ratio | 10.84 |
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Total Amount | 177,354,256 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 82 |
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Total Delinquent(60+ Days) Amount | 2,369,020 |
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