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NORTH CENTRAL AREA CREDIT UNION
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NORTH CENTRAL AREA CREDIT UNION
| RSSD ID 172792 | CHARTER 61953 |
| PO Box 817 |
Quarter Ended : |
2026-06-30 |
| Houghton Lake, MI, 48629 |
Agency Update : |
2026-07-13 |
| http://www.ncacu.org |
| Institution Profile |
| Chartered : |
1956 |
Institution Type : |
Credit Union |
| Credit Union Type : |
State |
Federal Regulator : |
NCUA |
| Membership Type : |
State chartered natural person credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
20,640 |
Potential Members : |
10,127,884 |
| Full-time Employees : |
59 |
Part-time Employees : |
7 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 271,742,694 |
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Total Interest Income | 7,750,754 |
| Total Liabilities | 243,422,442 |
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Total NonInterest Income | 2,604,068 |
| Total Shares and Deposits | 240,029,741 |
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Total Interest Expense | 1,824,277 |
| Total Equity | 31,377,134 |
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Total NonInterest Expense | 6,156,484 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 31,377,134 |
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Total Number | 15,056 |
| Net Worth Ratio | 11.55 |
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Total Amount | 204,430,642 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 104 |
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Total Delinquent(60+ Days) Amount | 1,943,930 |
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