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 The National Bank of Middlebury
The National Bank of Middlebury
| RSSD ID 173306 | CERTIFICATE 6275 | ABA NUMBER 11601087 |
| 30 Main St |
Quarter Ended : |
2025-12-31 |
| Middlebury, Vermont, 5753 |
Updated : |
2026-01-28 |
| www.nbmvt.com |
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| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 556,957 |
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Total Interest Income | 22,152 |
| Total Liabilities | 513,148 |
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Total NonInterest Income | 5,463 |
| Total Bank Equity Capital | 43,809 |
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Total Interest Expense | 5,114 |
| Total Deposits | 505,608 |
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Total NonInterest Expense | 16,572 |
| Net Loans & Leases | 350,311 |
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Net Income | 5,214 |
| Loan Loss Allowance | 1,309 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,847 |
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Total loans | 353,526 |
| Total assets for the leverage ratio | 572,095 |
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Loans secured by real estate: | 303,528 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 34,362 |
| Tier 1 Capital Ratio | 16.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.6 |
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Loans to individuals - Other | 5,205 |
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:· The National Bank of Middlebury
