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 The Village Bank
The Village Bank
| RSSD ID 173575 | CERTIFICATE 26336 | ABA NUMBER 211371858 |
| 320 Needham St |
Quarter Ended : |
2025-12-31 |
| Newton, Massachusetts, 2464 |
Updated : |
2026-01-12 |
| www.village-bank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,049,182 |
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Total Interest Income | 96,515 |
| Total Liabilities | 1,876,681 |
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Total NonInterest Income | 4,810 |
| Total Bank Equity Capital | 172,501 |
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Total Interest Expense | 53,135 |
| Total Deposits | 1,806,624 |
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Total NonInterest Expense | 36,264 |
| Net Loans & Leases | 1,660,359 |
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Net Income | 9,169 |
| Loan Loss Allowance | 8,392 |
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Net Charge Offs | 38 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 199,541 |
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Total loans | 1,661,726 |
| Total assets for the leverage ratio | 2,059,964 |
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Loans secured by real estate: | 1,621,988 |
| Tier 1 Leverage Ratio | 9.25 |
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Commercial and industrial loans | 32,172 |
| Tier 1 Capital Ratio | 14.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.41 |
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Loans to individuals - Other | 4,962 |
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:· The Village Bank
