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 The Village Bank
The Village Bank
| RSSD ID 173575 | CERTIFICATE 26336 | ABA NUMBER 211371858 |
| 320 Needham St |
Quarter Ended : |
2025-09-30 |
| Newton, Massachusetts, 2464 |
Updated : |
2025-10-20 |
| www.village-bank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
143 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,034,462 |
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Total Interest Income | 71,966 |
| Total Liabilities | 1,866,127 |
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Total NonInterest Income | 3,959 |
| Total Bank Equity Capital | 168,335 |
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Total Interest Expense | 40,391 |
| Total Deposits | 1,827,009 |
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Total NonInterest Expense | 27,165 |
| Net Loans & Leases | 1,652,684 |
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Net Income | 6,641 |
| Loan Loss Allowance | 8,191 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 196,769 |
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Total loans | 1,659,703 |
| Total assets for the leverage ratio | 2,061,971 |
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Loans secured by real estate: | 1,621,425 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 29,851 |
| Tier 1 Capital Ratio | 14.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.53 |
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Loans to individuals - Other | 4,864 |
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:· The Village Bank
