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Bank of Western Oklahoma
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Bank of Western Oklahoma
| RSSD ID 175056 | CERTIFICATE 4087 | ABA NUMBER 103101602 |
| 201 E Broadway Ave |
Quarter Ended : |
2026-03-31 |
| Elk City, Oklahoma, 73644 |
Updated : |
2026-04-15 |
| www.bankofwesternoklahoma.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 466,922 |
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Total Interest Income | 7,650 |
| Total Liabilities | 427,478 |
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Total NonInterest Income | 179 |
| Total Bank Equity Capital | 39,444 |
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Total Interest Expense | 2,304 |
| Total Deposits | 423,139 |
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Total NonInterest Expense | 2,848 |
| Net Loans & Leases | 371,272 |
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Net Income | 2,677 |
| Loan Loss Allowance | 3,586 |
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Net Charge Offs | (53) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 40,661 |
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Total loans | 376,733 |
| Total assets for the leverage ratio | 453,455 |
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Loans secured by real estate: | 260,914 |
| Tier 1 Leverage Ratio | 8.16 |
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Commercial and industrial loans | 46,640 |
| Tier 1 Capital Ratio | 10.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.49 |
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Loans to individuals - Other | 2,320 |
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