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Laona State Bank
Laona State Bank
| RSSD ID 178150 | CERTIFICATE 11601 | ABA NUMBER 91508171 |
| 5308 Beech St |
Quarter Ended : |
2025-09-30 |
| Laona, Wisconsin, 54541 |
Updated : |
2025-10-27 |
| WWW.LAONASTATEBANK.COM |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 296,028 |
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Total Interest Income | 9,022 |
| Total Liabilities | 274,377 |
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Total NonInterest Income | 300 |
| Total Bank Equity Capital | 21,651 |
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Total Interest Expense | 3,751 |
| Total Deposits | 273,230 |
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Total NonInterest Expense | 4,260 |
| Net Loans & Leases | 150,492 |
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Net Income | 902 |
| Loan Loss Allowance | 1,920 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 152,302 |
| Total assets for the leverage ratio | 297,621 |
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Loans secured by real estate: | 120,271 |
| Tier 1 Leverage Ratio | 9.76 |
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Commercial and industrial loans | 15,971 |
| Off Balance Sheet Exposures (%) | 7.21 |
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Loans to individuals - Credit Cards | 73 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,407 |
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