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 Ledyard National Bank
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Ledyard National Bank
| RSSD ID 1863097 | CERTIFICATE 33418 | ABA NUMBER 11701987 |
| 320 Main St |
Quarter Ended : |
2026-03-31 |
| Norwich, Vermont, 5055 |
Updated : |
2026-04-29 |
| www.ledyard.bank |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,042,973 |
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Total Interest Income | 12,178 |
| Total Liabilities | 965,992 |
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Total NonInterest Income | 5,046 |
| Total Bank Equity Capital | 76,981 |
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Total Interest Expense | 5,258 |
| Total Deposits | 881,632 |
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Total NonInterest Expense | 9,509 |
| Net Loans & Leases | 679,745 |
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Net Income | 1,731 |
| Loan Loss Allowance | 5,000 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,849 |
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Total loans | 673,069 |
| Total assets for the leverage ratio | 1,044,274 |
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Loans secured by real estate: | 572,239 |
| Tier 1 Leverage Ratio | 8.18 |
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Commercial and industrial loans | 82,305 |
| Tier 1 Capital Ratio | 11.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.37 |
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Loans to individuals - Other | 18,526 |
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:· Ledyard National Bank
