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 Oak Valley Community Bank
Oak Valley Community Bank
| RSSD ID 1864197 | CERTIFICATE 33457 | ABA NUMBER 121142119 |
| 125 N 3rd Ave |
Quarter Ended : |
2025-09-30 |
| Oakdale, California, 95361 |
Updated : |
2025-10-28 |
| www.ovcb.com |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
237 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,995,282 |
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Total Interest Income | 65,460 |
| Total Liabilities | 1,797,309 |
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Total NonInterest Income | 4,757 |
| Total Bank Equity Capital | 197,973 |
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Total Interest Expense | 9,896 |
| Total Deposits | 1,775,055 |
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Total NonInterest Expense | 36,439 |
| Net Loans & Leases | 1,099,576 |
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Net Income | 18,306 |
| Loan Loss Allowance | 11,420 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 228,660 |
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Total loans | 1,110,904 |
| Total assets for the leverage ratio | 2,002,173 |
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Loans secured by real estate: | 983,843 |
| Tier 1 Leverage Ratio | 10.81 |
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Commercial and industrial loans | 80,058 |
| Tier 1 Capital Ratio | 15.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.07 |
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Loans to individuals - Other | 583 |
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:· Oak Valley Community Bank
