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 Oak Valley Community Bank
Oak Valley Community Bank
| RSSD ID 1864197 | CERTIFICATE 33457 | ABA NUMBER 121142119 |
| 125 N 3rd Ave |
Quarter Ended : |
2025-03-31 |
| Oakdale, California, 95361 |
Updated : |
2025-04-25 |
| www.ovcb.com |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
225 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,924,135 |
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Total Interest Income | 21,239 |
| Total Liabilities | 1,741,030 |
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Total NonInterest Income | 1,422 |
| Total Bank Equity Capital | 183,105 |
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Total Interest Expense | 3,309 |
| Total Deposits | 1,713,777 |
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Total NonInterest Expense | 12,057 |
| Net Loans & Leases | 1,077,740 |
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Net Income | 5,497 |
| Loan Loss Allowance | 11,448 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 218,169 |
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Total loans | 1,090,609 |
| Total assets for the leverage ratio | 1,931,447 |
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Loans secured by real estate: | 970,335 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 79,070 |
| Tier 1 Capital Ratio | 14.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.55 |
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Loans to individuals - Other | 700 |
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:· Oak Valley Community Bank
