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 First Northern Bank and Trust Company
First Northern Bank and Trust Company
| RSSD ID 186717 | CERTIFICATE 7675 | ABA NUMBER 31312929 |
| 4th Street And Lafayette Avenue |
Quarter Ended : |
2025-03-31 |
| Palmerton, Pennsylvania, 18071 |
Updated : |
2025-04-29 |
| https://www.1stnorthern.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
141 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 904,179 |
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Total Interest Income | 10,782 |
| Total Liabilities | 782,387 |
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Total NonInterest Income | 719 |
| Total Bank Equity Capital | 121,792 |
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Total Interest Expense | 2,420 |
| Total Deposits | 756,631 |
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Total NonInterest Expense | 5,613 |
| Net Loans & Leases | 517,541 |
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Net Income | 2,851 |
| Loan Loss Allowance | 8,808 |
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Net Charge Offs | (30) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 526,699 |
| Total assets for the leverage ratio | 920,604 |
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Loans secured by real estate: | 475,094 |
| Tier 1 Leverage Ratio | 14.4 |
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Commercial and industrial loans | 27,379 |
| Off Balance Sheet Exposures (%) | 13.38 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,959 |
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:· First Northern Bank and Trust Company
