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 First Citizens Bank
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First Citizens Bank
| RSSD ID 186744 | CERTIFICATE 4433 | ABA NUMBER 73901602 |
| 2601 4th St Sw |
Quarter Ended : |
2026-03-31 |
| Mason City, Iowa, 50401 |
Updated : |
2026-04-27 |
| www.myfcb.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,822,778 |
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Total Interest Income | 23,306 |
| Total Liabilities | 1,617,648 |
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Total NonInterest Income | 2,988 |
| Total Bank Equity Capital | 205,130 |
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Total Interest Expense | 8,573 |
| Total Deposits | 1,599,511 |
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Total NonInterest Expense | 8,509 |
| Net Loans & Leases | 1,328,999 |
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Net Income | 8,774 |
| Loan Loss Allowance | 19,488 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 240,490 |
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Total loans | 1,349,143 |
| Total assets for the leverage ratio | 1,826,112 |
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Loans secured by real estate: | 961,451 |
| Tier 1 Leverage Ratio | 12.08 |
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Commercial and industrial loans | 180,068 |
| Tier 1 Capital Ratio | 13.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.09 |
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Loans to individuals - Other | 16,844 |
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:· First Citizens Bank
