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 Northern State Bank of Thief River Falls
Northern State Bank of Thief River Falls
| RSSD ID 188056 | CERTIFICATE 15286 | ABA NUMBER 91216146 |
| 201 3rd St E |
Quarter Ended : |
2025-06-30 |
| Thief River Falls, Minnesota, 56701 |
Updated : |
2025-07-25 |
| www.nsbtrf.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 461,451 |
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Total Interest Income | 11,129 |
| Total Liabilities | 413,002 |
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Total NonInterest Income | 358 |
| Total Bank Equity Capital | 48,449 |
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Total Interest Expense | 5,176 |
| Total Deposits | 411,363 |
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Total NonInterest Expense | 3,513 |
| Net Loans & Leases | 196,121 |
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Net Income | 1,943 |
| Loan Loss Allowance | 2,776 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,220 |
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Total loans | 194,990 |
| Total assets for the leverage ratio | 443,172 |
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Loans secured by real estate: | 126,859 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 26,180 |
| Tier 1 Capital Ratio | 25.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.43 |
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Loans to individuals - Other | 18,986 |
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:· Northern State Bank of Thief River Falls
