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 Capon Valley Bank
Capon Valley Bank
| RSSD ID 18836 | CERTIFICATE 9998 | ABA NUMBER 52203703 |
| 2 W Main St |
Quarter Ended : |
2025-12-31 |
| Wardensville, West Virginia, 26851 |
Updated : |
2026-02-13 |
| www.caponvalleybank.com |
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| Institution Profile |
| Year Opened : |
1918 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 236,765 |
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Total Interest Income | 12,725 |
| Total Liabilities | 214,628 |
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Total NonInterest Income | 1,295 |
| Total Bank Equity Capital | 22,137 |
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Total Interest Expense | 3,002 |
| Total Deposits | 211,644 |
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Total NonInterest Expense | 7,608 |
| Net Loans & Leases | 172,806 |
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Net Income | 2,371 |
| Loan Loss Allowance | 1,987 |
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Net Charge Offs | 99 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 173,247 |
| Total assets for the leverage ratio | 238,340 |
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Loans secured by real estate: | 153,827 |
| Tier 1 Leverage Ratio | 9.59 |
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Commercial and industrial loans | 3,287 |
| Off Balance Sheet Exposures (%) | 12.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,195 |
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:· Capon Valley Bank
