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 Unity Bank
Unity Bank
| RSSD ID 1890525 | CERTIFICATE 33503 | ABA NUMBER 21210057 |
| 64 Old Highway 22 |
Quarter Ended : |
2025-03-31 |
| Clinton, New Jersey, 8809 |
Updated : |
2025-04-28 |
| www.unitybank.com |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
227 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,759,008 |
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Total Interest Income | 41,475 |
| Total Liabilities | 2,450,915 |
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Total NonInterest Income | 1,420 |
| Total Bank Equity Capital | 308,093 |
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Total Interest Expense | 13,387 |
| Total Deposits | 2,175,499 |
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Total NonInterest Expense | 12,696 |
| Net Loans & Leases | 2,304,925 |
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Net Income | 11,703 |
| Loan Loss Allowance | 27,651 |
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Net Charge Offs | 495 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,295,948 |
| Total assets for the leverage ratio | 2,559,158 |
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Loans secured by real estate: | 2,210,699 |
| Tier 1 Leverage Ratio | 12.05 |
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Commercial and industrial loans | 81,847 |
| Off Balance Sheet Exposures (%) | 8.56 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,138 |
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:· Unity Bank
