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Unity Bank
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Unity Bank
| RSSD ID 1890525 | CERTIFICATE 33503 | ABA NUMBER 21210057 |
| 64 Old Highway 22 |
Quarter Ended : |
2026-06-30 |
| Clinton, New Jersey, 8809 |
Updated : |
2026-07-24 |
| www.unitybank.com |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
249 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,184,193 |
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Total Interest Income | 93,064 |
| Total Liabilities | 2,811,973 |
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Total NonInterest Income | 4,221 |
| Total Bank Equity Capital | 372,220 |
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Total Interest Expense | 28,983 |
| Total Deposits | 2,464,747 |
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Total NonInterest Expense | 28,176 |
| Net Loans & Leases | 2,640,007 |
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Net Income | 29,114 |
| Loan Loss Allowance | 34,551 |
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Net Charge Offs | (126) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 404,120 |
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Total loans | 2,623,877 |
| Total assets for the leverage ratio | 2,883,581 |
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Loans secured by real estate: | 2,512,982 |
| Tier 1 Leverage Ratio | 12.88 |
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Commercial and industrial loans | 108,128 |
| Tier 1 Capital Ratio | 14.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.52 |
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Loans to individuals - Other | 2,063 |
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