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 First State Bank of Roscoe
First State Bank of Roscoe
| RSSD ID 189950 | CERTIFICATE 9005 | ABA NUMBER 91403616 |
| 202 North Mitchell Street |
Quarter Ended : |
2025-12-31 |
| Roscoe, South Dakota, 57471 |
Updated : |
2026-01-14 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 146,777 |
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Total Interest Income | 7,032 |
| Total Liabilities | 126,596 |
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Total NonInterest Income | 130 |
| Total Bank Equity Capital | 20,181 |
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Total Interest Expense | 2,449 |
| Total Deposits | 125,028 |
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Total NonInterest Expense | 2,149 |
| Net Loans & Leases | 72,811 |
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Net Income | 2,463 |
| Loan Loss Allowance | 951 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,145 |
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Total loans | 71,457 |
| Total assets for the leverage ratio | 144,559 |
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Loans secured by real estate: | 37,148 |
| Tier 1 Leverage Ratio | 13.97 |
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Commercial and industrial loans | 6,590 |
| Tier 1 Capital Ratio | 23.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.92 |
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Loans to individuals - Other | 743 |
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:· First State Bank of Roscoe
