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 First State Bank of Roscoe
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First State Bank of Roscoe
| RSSD ID 189950 | CERTIFICATE 9005 | ABA NUMBER 91403616 |
| 202 North Mitchell Street |
Quarter Ended : |
2026-06-30 |
| Roscoe, South Dakota, 57471 |
Updated : |
2026-07-13 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 147,482 |
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Total Interest Income | 3,658 |
| Total Liabilities | 127,006 |
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Total NonInterest Income | 65 |
| Total Bank Equity Capital | 20,476 |
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Total Interest Expense | 1,211 |
| Total Deposits | 125,765 |
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Total NonInterest Expense | 1,240 |
| Net Loans & Leases | 77,196 |
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Net Income | 1,216 |
| Loan Loss Allowance | 954 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,764 |
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Total loans | 77,077 |
| Total assets for the leverage ratio | 150,319 |
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Loans secured by real estate: | 40,970 |
| Tier 1 Leverage Ratio | 13.84 |
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Commercial and industrial loans | 6,443 |
| Tier 1 Capital Ratio | 23.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.05 |
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Loans to individuals - Other | 848 |
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:· First State Bank of Roscoe
