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 First State Bank
First State Bank
| RSSD ID 190947 | CERTIFICATE 16177 | ABA NUMBER 73921967 |
| 215 N Division St |
Quarter Ended : |
2025-12-31 |
| Stuart, Iowa, 50250 |
Updated : |
2026-01-29 |
| www.stuartbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 128,685 |
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Total Interest Income | 6,257 |
| Total Liabilities | 113,798 |
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Total NonInterest Income | 773 |
| Total Bank Equity Capital | 14,887 |
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Total Interest Expense | 1,431 |
| Total Deposits | 113,532 |
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Total NonInterest Expense | 3,294 |
| Net Loans & Leases | 56,984 |
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Net Income | 1,415 |
| Loan Loss Allowance | 1,171 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,612 |
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Total loans | 58,307 |
| Total assets for the leverage ratio | 124,833 |
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Loans secured by real estate: | 47,028 |
| Tier 1 Leverage Ratio | 11.92 |
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Commercial and industrial loans | 4,227 |
| Tier 1 Capital Ratio | 25.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.79 |
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Loans to individuals - Other | 2,843 |
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:· First State Bank
