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First State Bank of the Florida Keys
First State Bank of the Florida Keys
RSSD ID 191935 | CERTIFICATE 17509 | ABA NUMBER 67000438 |
1201 Simonton St |
Quarter Ended : |
2025-03-31 |
Key West, Florida, 33040 |
Updated : |
2025-05-08 |
keysbank.com |
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Institution Profile |
Year Opened : |
1955 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
9 |
Number of Employees : |
180 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,192,922 |
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Total Interest Income | 13,618 |
Total Liabilities | 1,082,909 |
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Total NonInterest Income | 2,076 |
Total Bank Equity Capital | 110,013 |
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Total Interest Expense | 5,053 |
Total Deposits | 1,063,300 |
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Total NonInterest Expense | 7,963 |
Net Loans & Leases | 807,723 |
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Net Income | 2,042 |
Loan Loss Allowance | 9,348 |
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Net Charge Offs | 15 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 139,843 |
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Total loans | 814,761 |
Total assets for the leverage ratio | 1,179,043 |
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Loans secured by real estate: | 669,398 |
Tier 1 Leverage Ratio | 11.05 |
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Commercial and industrial loans | 32,608 |
Tier 1 Capital Ratio | 16.94 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 18.19 |
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Loans to individuals - Other | 32,408 |
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